Tuesday, 26 February 2013

How To Avoid Costly Mistakes When Buying Health Insurance While You're Still Healthy....


Critical Illnesses And Accidents Can Happen To You Anytime… Without Warning!!!


You’re not thinking of burdening your elderly parents, siblings and friends to pay for your medical bills, are you? Have you reviewed your policies to keep them in line with current and future medical inflation?




Why is it crucial to understand the importance of getting the Right Medical Insurance Plan for you and your family?

Making assumptions about your health insurance or ignoring the urgency of getting a right medical plan can be a costly mistake. More often than not, people who don’t buy health insurance when they can well afford to do so, wind up dumping their financial responsibilities on the rest of us. This is irresponsible and unfair to those who make it a point to do the right thing regarding their health care and insurance coverage.

If you don’t have the right medical insurance plan, you’ll find yourself in a bind when a situation like a critical illness or accident hits you and leaves you needing a huge sum of money fast.

Most Malaysians go to work daily with these questions in the back of their minds:
  • Do I have sufficient medical coverage to cover the increase in medical cost?
  • Will I burden my family, relatives and friends with my medical bills?
  • Can I depend on my employer to take care of my family’s major medical bills for life?
  • Will my employer continue to cover my medical expenses after my retirement, when I need them to do so the most?


Questions & Answers You Need To Know Today!

  • Difference between 36 Critical Illnesses Policy & Medical Coverage?
  • 10% Co-Insurance & Deductible Vs 100% Coverage? Which is Better?
  • Yearly Renewal Vs Guaranteed Renewal Medical for Life?
  • Is Cancer Treatment & Kidney Dialysis under Outpatient Treatment? Is there a minimal Cap? Warning!!!!
  • Which are the Most Expensive Lifelong Treatments?



Many policy holders in Malaysia have bought policies that they are clueless about. The policy documents are kept neatly at home, without having them reviewed for years. Payments are faithfully made, with the assumption that the policies will fully reimburse their each and every claim made following their treatment at the hospital. 

But the biggest shock will come when they make the claims and are told that there is insufficient or limited coverage in their policies. By that time, it would have been too late to take any action!

Many Malaysians are only a few paychecks away from financial disaster if they are not able to work anymore due to an illness or disability. Don’t wait anymore and take action today. It is your responsibility to do so. 

Do call or email me for an unbiased review or understanding. Me and my team of consultants would be glad to meet you at a time and place convenient to you. Don’t ignore this call to action!


Warmest regards,

Benjamin David 
(Insurance Advisor)
HP: 012-3797437  
Email: benjamin.naresh@gmail.com 
Works with - Buss Malaysia (M) Sdn Bhd (A partner of Allianz Life Insurance Malaysia)

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